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Deals & Promotions

Real financial bonuses, with the strings shown

Bank, credit-card and brokerage offers presented with their eligibility, requirements and expiration dates, so you know what you’re signing up for.

Important: Promotional offers change frequently and carry specific eligibility requirements and expiration dates. Always confirm current terms, requirements and material conditions on the provider’s official page before applying.

Overview

What deals & promotions covers

Financial companies compete hard for new customers, and that competition produces genuinely valuable sign-up bonuses, cash for opening a bank account, statement credits on a new card, or a bonus for funding a brokerage. The catch is that these offers are wrapped in requirements, and the value evaporates if you miss a deposit threshold or a deadline.

This hub exists to make those requirements impossible to miss. For every offer we cover, we intend to show the bonus amount, exactly what you must do to earn it, who is eligible, and when it expires. We treat the fine print as the main event, because an offer you cannot realistically meet is not a good deal no matter how large the headline number.

We only feature promotions we can verify, and we remove or clearly mark offers once they expire. Terms change frequently, so always confirm the current details on the provider’s own page before you act.

Key takeaways

  • 1Deals & Promotions decisions come down to the numbers: every offer shows its bonus, requirements, eligibility and expiration.
  • 2Whether a bonus is worth the requirements to earn it
  • 3We compare products on a documented methodology, and compensation never sets our rankings.
  • 4Everything here is educational and general, not personalized financial advice for your situation.

Make a decision

Decisions this hub helps you make

The point of this page is to help you take a concrete next step with your money, not just read about it.

  • Whether a bonus is worth the requirements to earn it
  • If you actually qualify for an offer’s eligibility rules
  • How to hit a bonus’s deposit or spending threshold safely
  • Which offers are still active versus expired

What we’re building

Topics in this category

These are the guides and comparisons planned for this category. Coverage is rolling out in phases, and cards below are informational until each page is published.

Coverage planned

Bank account bonuses

Cash offers for opening and funding accounts.

Coverage planned

Credit-card bonuses

Sign-up rewards and their spend requirements.

Coverage planned

Brokerage promotions

Bonuses for funding an investment account.

Coverage planned

Cash-back offers

Limited-time cash-back and rewards deals.

Coverage planned

Business software offers

Discounts on tools for small businesses.

Coverage planned

Expired & past offers

An archive of deals that have ended.

Our standards

How we evaluate this category

How we evaluate this category

  • Every offer shows its bonus, requirements, eligibility and expiration.
  • We only feature promotions we can currently verify.
  • Expired offers are removed or clearly marked as ended.
  • We tell readers to confirm current terms on the provider’s own page.

Why trust us

  • Independent publisher
  • Documented methodology
  • Fact-checked details
  • Compensation never sets rankings
  • Independent

    We’re a publisher, not a bank or lender.

  • Documented methodology

    Every ranking follows a written process.

  • Fact-checked

    Rates and terms verified against the source.

  • U.S.-focused

    Written for American consumers.

FAQ

Deals & Promotions: common questions

Are bank and credit-card bonuses worth it?
They can be, when you can comfortably meet the requirements without changing your behavior in costly ways, for example, hitting a spending threshold on purchases you would make anyway. A bonus that pushes you into overspending or fees is not worth it.
Do sign-up bonuses count as taxable income?
Bank account bonuses are often treated as taxable interest, while credit-card rewards earned through spending usually are not. Treatment varies, so keep any tax forms you receive and check with a tax professional if you are unsure.
Why do offer details sometimes differ from what I see?
Promotions change frequently and can vary by location or targeting. That is why we always tell you to confirm the current bonus, requirements and expiration on the provider’s own page before signing up.

Make a smarter money move today

Explore our other categories to compare products across your whole financial life, from banking and credit to investing and retirement.

Advertising disclosure: TheSavvyAmericans may receive compensation when you apply for or open a product through links on this page. This does not influence our editorial evaluations. Products are reviewed using a documented methodology. Learn how we make money.
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